Frequently Asked Questions

Jay is not a fiduciary by title, but he has completed advanced certifications that hold him to the same fiduciary-level standards of care.

While the word “fiduciary” is a formal designation, Jay’s training and certifications require him to operate under the same principles—always acting in his clients’ best interest, maintaining transparency, and avoiding conflicts of interest.

With over 40 years in the industry, Jay has built his practice on trust, integrity, and results. Clients can feel confident knowing that his guidance aligns with the same high standards of care that a fiduciary provides.

Jay focuses on uncovering “wealth transfers”—the hidden ways people unknowingly lose money through taxes, mortgage payments, credit card interest, or underperforming retirement plans. By addressing these leaks, clients can keep more of what they’ve worked hard for and grow wealth without unnecessary risk.

The first step is simple—a conversation. Jay offers consultations to review your current financial situation, uncover potential wealth transfers, and design a plan that fits your goals. Book a free consult today!